Golden Visa UAE 2025 | Real Estate Investment Guide – E N D Properties

What is the UAE Golden Visa?

The UAE Golden Visa is a long-term residency program launched to attract global investors, entrepreneurs, and professionals. Unlike traditional visas tied to employment, the Golden Visa is linked to investment — giving holders the freedom to live, work, and build their future in the UAE.

For international investors, real estate is the most popular route to securing the Golden Visa. It provides both a profitable asset in Dubai’s property market and the security of residency for you and your family.

Why Choose Real Estate for the Golden Visa?

Real estate is a preferred pathway for several reasons:

Dual Benefit: Secure residency while owning a tangible, appreciating asset.

Stable Returns: Dubai offers some of the world’s strongest rental yields, often between 6–8% annually, higher than cities like London or Paris.

Flexibility: Both completed and off-plan properties can qualify.

Capital Growth: With projects like Palm Jebel Ali and Dubai Creek Harbour, long-term appreciation is strong.

Golden Visa Eligibility Through Real Estate (2025 Update)
🔹 10-Year Golden Visa

Minimum property investment: AED 2 million.

Property can be completed or off-plan from an approved developer.

Multiple properties can be combined to reach AED 2 million.

Mortgaged properties qualify if the investor’s equity is AED 2 million or more.

🔹 5-Year Golden Visa

Property investment of at least AED 1 million.

Property must be retained for at least 3 years.

(Requirements are subject to policy updates — END Properties always verifies the latest rules before advising clients.)

Costs to Consider Beyond the Property Price

While the property purchase is the main investment, additional costs apply:

Dubai Land Department (DLD) Fees: 4% of property value.

Oqood Fee (for off-plan): ~AED 3,000.

Administration Fees: ~AED 500–1,000 depending on property type.

Golden Visa Application Fees: Approx. AED 2,800–3,800 per person.

Health Insurance: Mandatory for visa approval (cost varies).

📌 Example: An investor buying a property worth AED 2.2 million will pay ~AED 88,000 in DLD fees plus visa-related costs. END Properties helps clients plan for these upfront expenses.

Benefits of the Golden Visa

Long-Term Residency: 5 or 10 years, renewable.

Family Sponsorship: Spouse, children (no age cap), and parents can be included.

Business Flexibility: Ability to open companies, trade, and invest without a local sponsor.

Security: Residency linked to investment, not employment.

Multiple-Entry Visa: Allows seamless travel in and out of the UAE.

Stability: Even if you sell a business or change jobs, residency remains valid as long as the property is retained.

Step-by-Step Application Process

Choose the Right Property
Work with a licensed broker like END Properties to identify Golden Visa-eligible developments.

Purchase & Register the Property
Complete the sale agreement and register it with the Dubai Land Department. For off-plan, obtain the Oqood certificate.

Prepare Documentation

• Passport + photographs
• Title Deed or Oqood
• Bank statement or mortgage details (if applicable)
• Valid health insurance

Submit Application
Applications are processed through DLD or authorized typing centers.

Approval & Issuance
Once approved, your visa is stamped in your passport, valid for 5 or 10 years depending on investment.

Takeaway: The Golden Visa offers longest validity and flexibility, making it the most secure option for long-term residency.

FAQs on the Golden Visa

Q: Can I include my parents in the Golden Visa?
Yes. Parents can be sponsored under the program, subject to additional requirements.

Q: What happens if I sell my property?
If the property value falls below the minimum threshold (AED 1M or AED 2M depending on your visa), your visa may not be renewable.

Q: Can I buy multiple properties to reach the AED 2M requirement?
Yes, multiple properties are allowed as long as the combined value meets the minimum.

Q: Are off-plan properties eligible?
Yes, as long as they are purchased from an approved developer and meet the investment value criteria.

Q: How long does the process take?
Typically 2–4 weeks after property purchase and documentation submission.

Why Work with END Properties?

The Golden Visa process can be overwhelming for first-time investors. At END Properties, we:

Shortlist eligible properties across Dubai’s prime communities.

Provide full cost breakdowns before purchase.

Coordinate with developers, banks, and DLD to streamline paperwork.

Guide you through the visa application until approval.

Our clients don’t just buy property — they secure a complete investment and residency strategy.